BUSINESS ADVANTAGES FOR EMPLOYERS

Most businesses offer just the basic benefits, like health insurance and 401 K matching. So what separates you from the rest?

Deferred compensation companies typically have not set aside enough money to fund the levels necessary to meet the lofty financial expectations of their key employees.​

Deferred compensation is a pure expense that will always be limited by how much cash flow the company can divert to the plan.

Traditional Plans customarily require that you pay benefits as an annual expense as long as the employee stays at your company. Even worse, this cost increases over time.

With Kai-Zen you maintain control of cash flow. There are five or less payments to be made. This is certainly a more cost effective alternative.

Premium Financed Plans are acknowledged as one of the Best and Most Tax-Efficient Ways to Save for Retirement.

Kai-Zen offers enhanced tax-free distributions from a supplemental retirement income to facilitate a better lifestyle, with ADDITIONALLY giving the INDIVIDUAL CLIENT or COMPANY EMPLOYEE Health Benefits Today (chronic illness, injury, terminal, chronic illness, etc.) as Part of the Retirement Plan at No Additional Cost.

​Premium Financing is a very cost effective strategy which provides companies with a significant competitive advantage.

The departure or premature loss of a key executive can significantly affect a company’s bottom line. The Kai-Zen Strategy helps provide the additional enhanced funding required to address the following business situations effectively:

  • Buy/Sell
  • Key Man
  • Executive Bonus
  • ESOP Buyback
  • Partner Buyout
  • Succession Planning
  • Guarantors to Company debt
  • Highly Compensated Employee
  • Incentives