TAX-FREE STRATEGIES FOR SUCCESSFUL CLIENTS

                                       After Reviewing Plan One : See “Tax-Free Income Strategy Plan Two” for an Additional No Collateral Design Option

TAX-FREE NO COLLATERAL PLAN TWO STRATEGY CAN START WITH ONLY A $30,000 PREMIUM

These No Collateral Designs Can Be Customized for very High Net Worth Clients

  •  Individuals & 401K Comparison
  •  Business Advantages & Split-Dollar
  •  Succession Planning & Buy-Sell Agreements
  •  Nonprofits & Philanthropy
  •  Tax & Estate Planning
  • ​Individuals
  • C Corporations
  • ​Key-Person & Business Entities
  • ​Publicly Traded Companies
  • ​Guarantors to Company Debt
  • Non Profits & Philanthropy
  • Succession Planning
  • Estate Planning
  • ​Partnerships
  • Split-Dollar
  • Buy-sell

The Kai-Zen philosophy is drawn from the Japanese word Kai which means “Continuous” and Zen meaning “Improvement” or “Wisdom”. The philosophy, therefore, is defined as making “Continuous Improvement”—Slow, Incremental but Constant. The same Japanese words denote “the Action to Correct” in Chinese.

The Kai-Zen Plans Do Not Require Collateral. Loans can be structured so the Kai-Zen Plan for the individual client or the company, is ALWAYS the ONLY and SOLE collateral for the bank loan. Kai-Zen Plans are designed Never to Lose Principal.

Kai-Zen Plans are leveraging bank financed insurance premium payments with no corporate or personal guarantees, no interest payments, and no collateral, can typically provide for a future tax-free lifetime income for the client of 60% to 100%, or more. The client is protected from all the risks associated with borrowing.

Kai-Zen Strategy avoides negative factors associated with todays high inflation and high interest emviroment

KAI-ZEN-STRATEGY AVOIDS NEGATIVE FACTORS ASSOCIATED WITH TODAYS HIGH INFLATION AND HIGH INTEREST ENVIRONMENT.

​No financial underwriting or signing of loan documents by the client. In this case neither an employer or employee, or other eligible designated clients, are not in any way connected or obligated by the bank loan. Minimum income of $150,000 will be considered. 

RETIRE BETTER THAN YOU LIVE TODAY

  • Kai-Zen No Collateral Smart Conservatively Leveraged Savings Plans with Hybrid Financing, provide the ability to have significantly improved substantial financial outcomes and include protections for both employer and employee.
  • THESE PLANS ARE ALSO AN EXCEPTIONAL KEY EMPLOYEE RECRUITMENT AND RETENTION INCENTIVE as compared to the traditional qualified plan option or the CalSavers program.

DISCLOSURE

Using leverage to significantly increase buying power with enhanced benefits, from an unlimited variety of design strategies, requires providing the most appropriate innovative solutions for the client. This is our highest priority.

The Kai-Zen Designed Product is a proprietary design from the NIW Company in Plano, Texas and was meant to introduce the benefits of just one type of a current preferred choice for a no collateral premium finance design.

“No Collateral Strategy” recommendations can involve choices from a broad range of lenders and premium finance design design specialists.

Our goal is to provide the most competitive and carefully designed premium finance product. Each premium finance design is customized for the suitability of the client.

Due to the unlimited variations in proprietary designs and the clients unique circumstances, instead of the Kai-Zen choice Cayman Capital may advise working with an alternate premium finance company that offers a similar or alternative no collateral customized plan design which would be a more suitable choice for that client and which may also potentially better maximize the individual tax-free benefits for the client.