DR. DENNIS NOSS, MSc. IRS Enrolled Agent – Registered Investment Advisor
Federal & State Retirement Consultant – Business Tax Planning & Retirement Strategist
Dr. Noss practiced medicine as a podiatric surgeon before deciding on a full-time career as a financial advisor and tax consultant and took over his family’s financial advisory business after retiring from his medical practice. Medical Practice Specialists please see the last 1/3 of this page. Dr. Noss studied at The American College of Financial Services and also studied Federal Taxation and Tax Law Controversies at the Tax Law Institute in Washington, D.C. Dr. Noss also has a Master in Finance & Accounting from the University of Leicester in England and has several security licenses.
Dr. Noss is also a fiduciary. Click on the link below for our fiduciary statement. Please then come back to finish this page for an overview of what to expect. https://caymancapital.net/#to-our-clients
Dr. Noss now has been active in the financial industry for more than 15 years. He is a past President of the IRS Enrolled Agent Society in San Jose, California.
Cayman Capital, Inc. is a full service Registered Investment Advisor, specializing in Retirement and Supplemental Income Planning Strategies that Minimize or Eliminates Taxation for Assets under Management and customize strategies for Business Entities.
We work directly with business owners to design planning strategies that mitigate or eliminate the taxes from your business income and assets.
The business owner or higher income bracket tax payer gets a customized tax-efficient business and investment plan. We do not do tax returns and do not charge to work with your CPA or tax attorney. Dr. Noss is Managing Principal of the firm.
Cayman Capital is a firm with an all-inclusive approach to advisory value, offering Investment Choices and Customized Retirement Planning Strategy Alternatives, for Risk Protection and Optimal Tax Management.
We do monthly scans for the Top-Performing Market Indexes and other diversified Investment choices from different asset classes, including the Top-Rated Structured Portfolio Products. We strive to get the best returns for our clients. Our Structured Products have averaged 17% with limited draw downs and total individual average returns of 24% with caps or participation rates of 200% or more. Click on: caymancapital.net/investments/
Individually Designed Structured Portfolios are one of our most outstanding income producing offerings for clients as they can protect your money from taxes as well as from loss of principal. Supplemental Income designed for your needs and for future objectives.
Structured Products are Not Premium Financed.
Our firm is a working partner with Aspen-Creek Wealth Management. Our clients are provided with the added value of the collaborative expertise obtained from participating in a comprehensive team approach. As fiduciaries it our responsibility to strive to achieve the best results for our clients.
Our clients have individual access to a dedicated team of professionally licensed analysts with additional specialized skills who also have many years of experience. This relationship is an important part of our Wealth Management, Retirement Portfolio, and the individual customized Supplemental Income Strategies we design for our clients.
Dedicated Microsoft Teams and Zoom portals are available for video conferencing with clients.
OUR FIRM USES IRS COMPLIANT HIGHLY ENCRYPTED SOFTWARE. YOUR DATA IS STORED ENCRYPTED AND HAS PERFECT FORWARD SECRECY WITH REAL-TIME STREAMING TRANSPORT SECURITY PROTECTED BY SIX DIFFERENT LAYERS OF AN ADVANCED RANDOMLY-GENERATED ENCRIPTED MULTI-LEVEL PROTOCOL. YOU MAY UPLOAD DOCUMENTS TO THE CLIENT PORTAL WITH THE CONFIDENCE THAT YOU HAVE THE HIGHEST LEVEL OF PROTECTION. PLEASE CONTACT US FOR UPLOAD INSTRUCTIONS:
WHAT MAKES US DIFFERENT FROM OTHER REGISTERED INVESTMENT FIRMS?
CAYMAN CAPITAL RENDERS SERVICE TO STOCK MARKET PORTFOLIO ACCOUNTS THAT ARE ALREADY INVESTED IN THE STOCK MARKET BUT JUST NEED TO BE MATCHED WITH STRATEGIES THAT PROTECT FROM FROM MARKET LOSES DUE TO VOLATILITY OR ADVERSE EVENTS. WE ALSO OFFER CUSTOM BUILT PORTFOLIOS.
Dr. Noss is a long standing and current investment professional Member of CFA Institute https://www.cfainstitute.org/ and is a Member of AAPTA https://www.aapta.com/ and has also served on the Board of Directors of AAPTA. Dr. Noss has Series 66 and Series 3 Security Licenses. He is also currently licensed as a Series 55 / Series 57 Professional Trader to trade Equity and Convertible Debt Securities on both a Principal and Agency basis. He is also an active member of the San Francisco Security Traders Association. Dr. Noss has traded markets on the Chicago Mercantile Exchange and Securities as a licensed professional trader on the Philadelphia, NYSE and NASDAQ Stock Exchanges, and was a Trader for Bright Trading, a Broker Dealer member of the NYSE Chicago with security transactions clearing through Goldman Sachs.
We ALSO offer Client-Customized Structured Products and a combination of strategies that can have the potential to completely eliminate the tax on income. Investment Portfolios are designed for Retirement or Supplemental Income that are individually customized for MAXIMUM INCOME with MININUM or NO TAXATION.
Our firm differentiates ourselves by recapturing taxes for business entities, and with your investments and assets, using customized structured asset and income portfolios with a tax management perspective, and also in certain cases we can eliminate capital gains on stock market trades and Real Estate without the limitations of a 1031
The license to practice as an ENROLLED AGENT is the highest credential issued by the IRS for competence in Federal Taxation. Some CPA’s also have this designation. Very few Investment Advisors also have this designation.
Dr. Noss also represents clients who have been notified of deficiencies by the IRS. Dr. Noss is Federally licensed as an Enrolled Agent by the Department of the Treasury, with unlimited rights to practice before the IRS concerning all tax matters. Click On: Tax-Representation Services
An extremely low number of Registered Investment Advisors are Retirement Benefit Consultants and are also IRS Enrolled Agents. This is what makes our firm distinctive as one of a very few advisory firms that has both the professional qualifications to combine future income strategies with assets and investments with portfolio designs that merges your retirement income or a supplemental investment income strategy, as part of a methodology that incorporates personalized structured income portfolios to significantly reduce the tax or pay no tax. We specialize in tax-efficient investment strategies. We do not do tax returns.
Taxation is expensive and is often the most significant expense from your future retirement income or investment money and depending on your tax bracket can be more than 33%-37% and additionally we must pay the investment tax and any capital gains taxes. Furthermore, the effect of continued inflation on future income distributions can also be a disturbing expense. Are you preoccupied with similar thoughts when you think about your money? We can help.
Customized Structured Income Portfolios can protect future income from loss of principal and can show an overall higher all-inclusive average for portfolio returns of approximate 24% with caps or participation rates of 200% or more, by mitigating tax or eliminating the tax on those assets and investments. Structured Portfolio assets with a tax-efficient design, may as an example, have only resulted in an average current return of 11%-17% but you actually have saved more money in your account, if your account is not subject to 33%-37% taxation. It’s not magic it’s math.
Our firm does not have to have a disclaimer on our website or brochures like most Investment Advisors that says “consult your tax professional before implementing our recommendations.” This is a critical difference, as our firm does have planning and strategy objectives of saving you potentially more than 33%-37% on your investment income or future supplemental or retirement income, with trustworthy taxation strategies that use customized conservatively designed Structured Income Portfolios with strategies that can also protect you from stock market loses. Being able to keep an annual return of 33%-37% more money from your portfolio by saving the tax, can be more than the actual return from your Brokerage Account. That can be the difference between your Brokerage Account and an Individualized Custom Structured income Portfolio.
Dr. Noss is also Certified as a Retirement Consultant, with the privilege of being approved to serve and advise Federal and Civil Service employees, US Government and Uniform Services including Military personnel and their families, and also can serve and advise CalPERS pension employees, and all other government service employees, who seek guidance on their path for a safer way to a retirement with financial security.
The designation of Federal Retirement Consultant has also been recognized by FINRA, the regulatory authority that oversees U.S broker-dealers. Our firm is Registered as a Federal Contractor with the United States Federal Contracting Alliance.
We can offer financial strategies that can protect your portfolio from recession, will boost buying power and protect against inflation, have ZERO net cost long term, and are guaranteed not to lose principal. These are Investment and Asset Strategies that maximize income while minimizing or eliminating taxation on that income.
Dr. Noss does not charge for participating with you and your CPA or Attorney for a Review of our Recommended Financial Services and Investment Strategies. We Customize Strategies for a Maximized Retirement or Supplemental Income to increase your net worth with Minimal or No Taxation.
Most CPA and Tax Preparation firms DO NOT provide these services as they are also not licensed as registered investment advisors or as a financial services consulting firm. Integrating Financial Services and Structured Products and other strategies as a means to mitigate tax continues to be uncharted territory for even some tax attorneys and most accountants.
Has your CPA, if not assimilated into a financial services team, ever called you and recommended specific financial service strategies or stock market alternatives or other types of assets and investments, because they do not reflect as taxable income on your tax return? This is what we can achieve with individual planning for future retirement income or a supplemental income.
Individualized tax planning that integrates the proper use of Financial Services requires strict adherence and continuing compliance with many different specialized tax codes. Proper use of Financial Services can significantly reduce your tax or eliminate the tax.
Dr. Noss believes by optimizing retirement planning for Maximizing Income with Minimal or No Taxation, our clients will have the opportunity to increase their standard of living, extend the longevity of their portfolios, and leave a larger legacy. Investment and Asset Strategies that maximize income, while minimizing or eliminating taxation on that income. GET THE IRS OUT OF YOUR RETIREMENT. https://itep.org/55-profitable-corporations-zero-corporate-tax/
Shirley Sime, LUTCF is also in our financial network as an affiliated financial professional for Cayman Wealth Management and Rise Insurance Capital Network.
Dr. Noss also provides the essential and basic Estate Tax Planning Services needed for most individuals and also offers financial strategies that increase income with minimal or no taxation, can protect your portfolio from recession, will boost buying power and protect against inflation, have ZERO net cost long term, and are guaranteed not to lose principal.
What happens to your estate and your legacy when you die without a Trust? A “Will” cannot protect assets from Probate Court, like your house, or even that new car you bought last year. “A Trust can save your family thousands in probate costs and fees, protect your beneficiaries, and when appropriate help to maximize tax savings.” * See Video: * https://myestateplanlegacy.com THEN Click here for Free Trial
Our firm does not charge for working with your CPA or Attorney for more complicated or additional Estate Planning needs.
Dr. Noss is also licensed by the California Department of Real Estate and Specializes in Probate Realty and Beneficiary Trusts, Commercial, Residential, and Investment Properties, 1031, and other Like Kind Tax-Free & Tax Deferred Exchanges. (See Sub-Headings under Heading “Capital-Gains” this website).
We can also help homeowners learn how to Pay Off their home in 8-12 years or less using our tax and money strategies AND most importantly, help them use all that saved extra cash SO IT CAN BE USED FOR RETIREMENT OR OTHER INVESTMENTS. https://www.ccm.realestate/
Dr. Noss understands the needs of persons who want a more secure and safer retirement, and how they would benefit from professional Tax and financial Retirement Planning from a financial services consultant, investment advisor, and seasoned stock market analyst, who also has the tax perspective of an IRS Enrolled Agent.
The training for all IRS Enrolled Agents includes the specialized retirement tax training, from the former IRS Enrolled Retirement Agent Program.
This program was no longer offered after 2016 and was for IRS Enrolled Agents who did not have unlimited rights to practice before the IRS and wanted to be authorized to only practice as specialists in retirement taxation. Retirement taxation as a specialty can have many complex complicated IRS tax rules and regulations that will influence a customized tax strategy for a client and also will affect not only how to individualize a Qualified and Non-Qualified plan, but also the best way to use Annuities, life insurance, Investments, a revocable or irrevocable trust, and when to take income with little or no tax, and when its better to pay the tax because of greater potential income growth.
How much do you want to put into a ”Safe Money Bucket” so market downturns or other unforeseen circumstances don’t wipe out your hard-earned Savings and Investments? Do you need help with a plan to combat high inflation? What is sequence of returns? Retire Better Sooner Strategies offers customized Retirement and Wealth Management Strategies THAT WILL GIVE YOU A GREATER INCOME INSTEAD OF A GREATER INCOME TAX. 92% of High Net Worth, Ultra High Net Worth & Family Office Investors Expect Expert Tax Planning from their Wealth Manager. Only 25% Say they receive it. https://funds.eatonvance.com/after-tax-advisor.php
Dr. Noss works with all qualified investors also offering safer buffered managed stock market investment portfolios, and various other specialized investment portfolios, including socially responsible investments and offering investment strategies and customized wealth and asset management strategies for retirement or supplemental income, that can increase net worth while also protecting assets from higher taxation. CLICK HERE FOR CURRENT BUFFERED PORTFOLIO OFFERINGS
Dr. Noss is the Investment Advisor Representative and CEO of Cayman Capital, Inc. and is the managing principal of its’ subsidiary Retire Better Strategies, PC. Dr. Noss has served as a Director with the United Church of Christ, and as an advisor with various firms in California including Portsmouth Financial Services, Transamerica, AXA Advisors, RBC Capital Markets, Great Point Capital, and Hold Brothers Investment Services in New York and Chicago.
Cayman Capital now serves clients who are individual taxpayers, business entities, sole proprietors, non-profit and professional corporations, organizations, charities, foundations, family office firms, medical service providers such as clinics, hospitals and HMO’s etc., schools, churches, vineyards, farm and ranch enterprises.
Before being the CEO of Cayman Capital, Inc. Dr. Noss graduated from Loma Linda University with an MPH in Hospital Administration and also graduated from the New York College of Podiatric Medicine. Dr. Noss was the former President of the University of East West Medicine. He was also in clinical practice for many years and was the owner of an ambulatory surgical facility. He is now the full-time CEO of Cayman Capital, Inc. and is currently retired from medical practice, but is currently licensed as a Podiatric Physician and Surgeon by the Medical Board State of Washington, and the Division of Professional Medical Licensure of the Commonwealth of Massachusetts. Dr. Noss also practiced as a podiatrist serving patients of the US Veterans Affairs Hospital Clinics in Worcester Massachusetts.
FINANCIAL SHELTER FOR YOUR MEDICAL PRACTICE INCOME
Dr. Noss medical background, and background as a prior Nasdaq Market Maker and seasoned financial advisor, and Taxation Specialist as an IRS Enrolled Agent, also gives him intimate knowledge of the special needs of a medical service business for income producing investments and financial service choices that can be protected from losses, and that can have very significant specialized tax benefits and tax credits.
We can offer financial strategies that can protect your portfolio from recession, will boost buying power and protect against inflation, have ZERO net cost long term, and are guaranteed not to lose principal. These are Investment and Asset Strategies that maximize income while minimizing or eliminating taxation on that income.
We offer strategy alternatives and choices that have exceptional specific benefits for Doctor Groups, Hospitals, Assisted Living Corporations, Skilled Nursing Facilities, HMO’s, PPO’S and other medical service organizations.
Dr. Noss will participate with a CPA of your choosing or with an Attorney when a collaborative approach is appropriate to implement a successful financial plan with a strategy for minimal or no taxation, and we offer a free review of your investment portfolio and / also for any existing financial plan. We offer a completely free investment portfolio analysis review. We do not charge for consulting or working your CPA and Attorney. Cayman Capital also offers a Bi-Annual Educational Symposium attended by hundreds of CPA’s. Schedule your free initial consultation or a free virtual conference today. Dr. Noss enjoys sailing and has a daughter who recently graduated University of California Los Angeles.
PROFESSIONAL MEMBERSHIPS
- California Society of CPA’s
- Association of Accredited Small Business Consultants (Member)
- Certificate in Tax and Business Consulting (Curriculum)
- California Society of IRS Enrolled Agents (Board of Directors & Prior President Mission Chapter)
- Chartered Financial Analyst Institute (CFA)
- Federal Retirement Consultant Certification (FRC)
- American Financial Education Alliance (AFEA)
- CA. Assoc. of Realtors Certified Probate & Trust Specialist (CPTS)
- Board of Directors Santa Clara County Realtors Foundation
- National Association of Realtors (DRE Lic. 02198169)
- Fixed Income Analysts Society, Inc. (FIASI)
- American Assoc. Professional Technical Analysts (AAPTA)
- International Association for Quantitative Finance (Formerly the International Association of Financial Engineers (IAFE)
- San Francisco Chapter Security Traders Association (STA)
- National Futures Association (NFA)