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Beyond 401(k) : Retirement Security in an Insecure Format: Paperback World Kindle Edition
by Dennis Noss EA (Author), Edward Lyon JD (Author) Format: Paperback Kindle Editions – January 8, 2026
Retirement Security in an Insecure World offers an essential, easy-to-follow guide for achieving optimal financial health in retirement. Authors Dennis Noss, MSc., E.A., and Edward A. Lyon, JD, provide an in-depth analysis of the shortcomings of traditional 401(k) plans, which often leave retirees vulnerable to market risks, tax burdens, and insufficient savings.
Beyond 401(k): Retirement Security in an Insecure World offers an essential, easy-to-follow guide for achieving optimal financial health in retirement. Authors Dennis Noss, MSc., E.A., and Edward A. Lyon, JD, provides an in-depth analysis of the shortcomings of traditional 401(k) plans, which often leave retirees vulnerable to market risks, tax burdens, and insufficient savings.
This investigative book uncovers critical “headwinds” faced by many Americans, including market volatility, escalating tax rates, contribution limits, required minimum distributions, and unique challenges for business owners. It highlights how conventional retirement strategies can lead to financial insecurity and even diminish a carefully built legacy due to unfavorable tax treatments upon withdrawal or inheritance.
Beyond 401(k) presents proven plans of action and new insights to help you navigate these complexities. You’ll discover alternative strategies to safeguard and maximize your retirement funds, keeping more of your hard-earned money away from the IRS. This book is for anyone seeking to take “The Road Less Traveled” to a secure retirement, ensuring a better quality of life and preparedness.
There are many different good strategy choices to accomplish this task as no one size fits all. The best choice my tax professor used to say is ” It depends. You can deduct or not pay tax on income or profits on almost anything with the right advice.” This book will introduce one of the safest and better tax and retirement income and savings strategies known and used by tax and estate planning attorneys when considering their clients best interests.
How to Beat the IRS, Legally Format: Paperback Kindle Editions – January 3, 2026
by Dennis Noss EA (Author), Edward A. Lyon JD (Author)
Are you a business owner or individual tired of feeling overwhelmed by taxes? Do you suspect you’re paying more than you should, but don’t know where to start? How to Beat the IRS, Legally is your essential guide to navigating the complex world of tax laws and taking control of your financial future.
Many tax advisors focus solely on recording past transactions, leaving you with little proactive guidance. This book challenges that norm, revealing the “10 Most Expensive Tax Mistakes That Cost Business Owners Thousands.” Discover how to:
– Plan strategically: Stop looking in the rearview mirror and start making choices today that reduce tomorrow’s tax bill.
– Conquer audit paranoia: Learn the truth about IRS audits and how legitimate deductions are your best defense.
– Choose the right strategies: Avoid costly pitfalls of inappropriate or outright illegal tax schemes.
– Optimize your business entity: Understand how selecting the correct legal structure can save you thousands in self-employment taxes.
– Master retirement planning: Find the ideal retirement plan that maximizes your contributions and provides flexibility.
– Leverage family employment: Discover how hiring your children can create significant tax-free income and deductions.
This isn’t about becoming a tax expert; it’s about empowering you to ask the right questions and make informed decisions. Learn to identify “red lights” where you pay tax and discover the “green lights” that allow you to go tax-free. Stop leaving money on the table and start writing your own financial history. If you’re ready to find discounts throughout your tax return, this book is your roadmap to saving thousands—legally, morally, and ethically.
About the Authors
Dennis Noss, IRS Enrolled Agent, Registered Investment Advisor
Dennis Noss, MSc. IRS Enrolled Agent: Holds a Master’s of Science in Finance and Accounting and is a long-standing investment professional member of the CFA Institute with over 20 years in the financial industry. Dennis Noss attended the Tax Law Institute in Washington, D.C. and was mentored by a retired federal tax court judge. He is a Retirement and Tax Strategist, limiting his tax practice to representation, individual and business tax planning, and asset and investment tax planning strategies. He is also a past President of the IRS Enrolled Agent Society in San Jose, California. The Enrolled Agent license is the highest credential issued by the Department of the Treasury to the IRS for competence in Federal Taxation.
Edward A. Lyon, JD
Edward Lyon, JD, earned his bachelor’s degree from Hamilton College and his JD from the University of Cincinnati College of Law, where he served as Executive Editor of the University of Cincinnati Law Review. Edward Lyon, JD, has nearly three decades of experience in the tax and financial services industries, where he focuses on helping business owners take advantage of the tax code’s legal “green lights” to pay less. He’s the founder and CEO of the Tax Master Network, where he created the Tax Architect software program and helped train over 4,000 tax professionals across the country. Edward is currently the Chief Tax Planner for Excel Empire, where he created the Certified Tax and Business Advisor program. Edward is also the author of nearly a dozen books on taxes and tax planning. He writes two weekly tax columns for over 100,000 tax professionals and their clients, making him the most widely read tax strategist in the country. He’s appeared on over 500 television and radio broadcasts, including CNN, Fox News, MSNBC, and CNBC.